More Alternatives to Long Term Care Insurance

Accelerated Death Benefits

Accelerated Death Benefits is a provision of a life insurance policy (whole life, universal life or variable life or any combination of these) that helps in giving you money to pay for long-term care needs. Accelarated death benefit riders give the policyholder the ability to access the policy’s death benefit during his or [...]

Alternatives to Long Term Care Insurance

Life Insurance for Long Term Care

Most people who want to provide for long-term care have a good amount of assets but not everyone has enough monthly income available to pay those long-term care insurance premiums. Many people are discovering that private funding, reverse mortgages or long-term care insurance do not work with their financial [...]

Type of Life Insurance Policies

What are the Different Types of Life Insurance

There are only basically two types of life insurance – term life and whole life insurance. Term life is just life insurance. If you die your surviving family members will have money to pay off debts and mortgages. Whole life functions as an investment (an asset that increases [...]

Free Insurance Policy Quotes Save Time and Money

You Can Save Money with Free Life Insurance Policy Quotes

You should not assume that all insurance companies will offer you the same rates for a life insurance policy! In fact, we researched the top 10 life insurance companies in one area, and we found a $300 a year price difference! This was for the same [...]